Disclaimer

Last updated: April 28, 2026

General Disclaimer

All information published on IFSCNOW.com — including IFSC codes, MICR codes, SWIFT codes, branch addresses, calculator results and editorial articles — is provided for general informational and educational purposes only. While we make reasonable efforts to keep this information accurate and up to date, we make no representations or warranties of any kind, express or implied, about its completeness, accuracy, reliability, suitability or availability. Any reliance you place on the information is therefore strictly at your own risk.

Not Affiliated with Any Bank

IFSCNOW.com is an independent information service. We are not a bank, a financial institution, a payment service provider, or an agent of any bank. Bank logos, names and branch information are the trademarks and intellectual property of their respective owners and are referenced solely for identification purposes. Mentioning a bank does not imply that bank's endorsement of, partnership with, or sponsorship of this website.

No Financial, Tax or Legal Advice

Nothing on this Site constitutes — or is intended to constitute — financial, investment, banking, tax or legal advice. Calculators are simplified models intended for illustrative purposes; results may differ from actual figures computed by your bank, lender, mutual fund, employer or tax authority. Articles in our blog are written for general education and may not reflect the specific rules, exemptions or eligibility criteria that apply to your individual circumstances. Always consult a qualified Chartered Accountant, financial planner, tax advisor, lawyer or your bank before acting on anything you read here.

Bank Information & Code Accuracy

All bank-related data — IFSC, MICR, SWIFT codes, addresses, contact numbers and branch services — is compiled from publicly available sources, including the Reserve Bank of India's published lists and individual bank websites. Banks open, close and re-number branches frequently. While we update our database regularly, we cannot guarantee that every entry is current at the moment you view it. Before initiating any financial transaction, always verify the relevant code directly with your bank via the printed cheque book, passbook, official banking app or bank's customer-service channel.

Calculator Disclaimer

Our financial calculators (loan EMI, tax, SIP, FD, PPF, retirement and others) use standard public-domain formulae. They do not account for bank-specific charges, processing fees, prepayment penalties, GST on charges, currency fluctuations, individual tax exemptions, surcharges, or changes to slabs and rates announced after the date of last update. Use the outputs as a starting point for further enquiry, not as a final figure for any contract, investment or tax filing.

Advertising & Affiliate Disclosure

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We may from time to time include affiliate links to third-party financial products. Where this is the case, we may earn a commission if you click through and complete a qualifying action, at no additional cost to you. The presence of an affiliate link does not influence our editorial coverage; we will not recommend a product solely because of a commercial relationship.

External / Third-Party Links

The Site may contain links to third-party websites and services that are not owned or controlled by IFSCNOW.com. We have no control over the content, privacy practices or business practices of any such third-party website. You acknowledge that IFSCNOW.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of, or reliance on, any content, goods, services or representations available on or through any such website or service.

Phishing & Fraud Warning

IFSCNOW.com will never ask you for your bank account number, PIN, OTP, password, debit or credit card details, Aadhaar OTP, or any authentication credentials. We do not call, email or text users asking for such information. If anyone claiming to represent IFSCNOW.com requests such details, treat the request as fraudulent and report it to your bank and to the cybercrime helpline 1930 immediately.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall IFSCNOW.com, its owners, contributors or affiliates be liable for any direct, indirect, incidental, special, consequential or punitive damages — including, without limitation, loss of profits, loss of data, business interruption, financial loss, or goodwill — resulting from:

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Changes to This Disclaimer

We reserve the right to modify, update or replace this Disclaimer at any time. The "Last updated" date at the top of this page will reflect the most recent revision. Continued use of the Site after such changes constitutes your acceptance of the revised Disclaimer.

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