Our Editorial Team

Every article, calculator guide and FAQ on IFSCNOW.com is produced by a small in-house team based in India. We specialise in explaining banking codes, payment systems and personal finance in plain English — and we cite primary sources so you can verify what we write.

AM

Arjun M.

Lead Editor — Banking & Payments

Arjun leads coverage of IFSC codes, NEFT/RTGS/IMPS, UPI and bank-branch data. He previously worked in retail bank operations and now focuses on translating RBI and NPCI circulars into reader-friendly guides.

Covers: IFSC lookup methodology, payment system comparisons, bank merger updates

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Meera K.

Senior Editor — Personal Finance & Tax

Meera writes and reviews articles on income tax, Section 80C investments, credit scores and loan planning. She cross-checks every tax figure against the Income Tax Department portal and Finance Act notifications before publication.

Covers: Tax planning, PPF/ELSS/FD guides, CIBIL and home loan content

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Rahul V.

Tools Editor — Calculators & Methodology

Rahul documents the formulas behind each financial calculator on IFSCNOW — EMI, SIP, GST, retirement and others. He writes the worked examples and FAQ sections that appear below every tool so users understand the maths, not just the output.

Covers: Calculator accuracy, formula documentation, worked numerical examples

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Sneha R.

Fact-Checker & Compliance Review

Sneha reviews every article before it goes live. She verifies claims against primary sources — RBI master directions, NPCI procedural guidelines, GST Council rate notifications and bank-published schedules of charges — and flags anything that needs updating when rules change.

Covers: Source verification, content updates, correction requests

How we create content

1

Research from primary sources

We start with official documents — RBI website, NPCI.org.in, incometax.gov.in, GST Council notifications and bank tariff PDFs — not other blogs or AI-generated summaries.

2

Draft in plain English

Editors write for Indian account holders who may not have a finance background. We include worked examples, comparison tables and step-by-step workflows wherever they help.

3

Independent fact-check

A second team member verifies rates, limits, section numbers and dates before publication. Calculator pages get formula cross-checks against standard financial maths.

4

Update when rules change

The "Updated" date on each article reflects the most recent substantive edit — not a cosmetic re-publish. When the Union Budget or an RBI circular changes a rate or limit, we revise the affected pages.

What we do not do

  • We do not accept paid guest posts, sponsored articles or pay-for-placement links inside editorial content.
  • We do not scrape or republish content from other IFSC directory sites or Wikipedia without original analysis.
  • We do not provide personalised financial, tax or legal advice. Our content is educational; consult a qualified professional for your specific situation.
  • We are not affiliated with any bank, NBFC or the RBI. Bank names and logos belong to their respective owners.

Report an error or suggest a topic

Found outdated IFSC data, a wrong tax slab or a broken calculator? Email us at happy.mynds@gmail.com with the page URL and what needs correcting. We aim to review factual reports within 2 business days.

IFSCNOW.com is published by HappyMynds. Read more on our About page or browse all articles and guides.