Introduction
At IFSCNOW.com (the “Site,” “we,” “us,” or “our”), your privacy matters. This Privacy Policy explains what information we collect when you use our IFSC code lookup, financial calculators and editorial articles, how we use it, who we share it with, and the rights you have over it. If you do not agree with the terms of this Privacy Policy, please do not use the Site.
Advertising status: Third-party display advertising (including Google AdSense) is currently paused on IFSCNOW.com. Sections that mention advertising describe how ads work when enabled, and what to expect if they are turned back on. Analytics load only after you consent.
Information We Collect
1. Information you provide voluntarily
You may share information directly with us when you:
- Send us an email through the address listed on our Contact page;
- Provide feedback or report a problem about a bank branch listing or a calculator result;
- Subscribe to email updates if and when we offer such a service.
The information we collect in those cases may include your name, email address, and the contents of your message.
2. Information collected automatically
When you visit any page of our Site, our servers and the third-party services we use automatically log:
- Your IP address and approximate geographic location;
- The browser type and version, operating system, screen resolution, and device type;
- The pages you view, the time and duration of your visit, and the referring URL;
- Anonymous interaction data such as clicks, scrolls, and search terms used inside our IFSC search tool.
3. Information we do not collect
IFSCNOW.com does not request, store or process bank account numbers, passwords, ATM PINs, OTPs, debit or credit card details, or any other authentication credentials. Our Site is for lookup and educational purposes only and is not a banking or transactional service. Please never share such information with anyone claiming to represent IFSCNOW.com.
Cookies and Similar Technologies
We and our third-party partners use cookies, web beacons, pixel tags and similar technologies to provide, secure, analyse and improve our services. Cookies are small text files placed on your device. We use them for:
- Strictly necessary cookies that enable core Site functionality such as remembering your last-selected search tab.
- Analytics cookies (e.g. Google Analytics) that help us understand which pages are popular and where users encounter difficulties.
- Advertising cookies (e.g. Google AdSense / DoubleClick) that — when ads are enabled — allow third-party advertisers to show ads relevant to your interests on our Site and elsewhere on the web.
You can control or delete cookies at any time through your browser settings. Most browsers offer a “Do Not Track” signal as well. Please note that disabling cookies may affect Site functionality. Disabling advertising cookies does not remove essential Site features; when ads are paused, no AdSense creatives load regardless of cookie choice.
Third-Party Advertising and Google AdSense
Current status: AdSense and other display ads are not currently shown on this Site. If we re-enable advertising in the future, the practices below will apply and we will keep this page updated.
When advertising is enabled, the Site may be monetised in part through third-party ads (such as Google AdSense) to keep IFSC lookup, calculators and articles free. In that case:
Google AdSense
- Google, as a third-party vendor, uses cookies (including the “DART” cookie) to serve ads on our Site based on your prior visits to this and other websites.
- Google’s use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our Site and to other sites on the Internet.
- You can opt out of personalised advertising by visiting Google Ads Settings.
- You can also opt out of a third-party vendor’s use of cookies for personalised advertising by visiting www.aboutads.info or www.youronlinechoices.com.
Other advertising and analytics partners
We may from time to time use other measurement, analytics and advertising partners. These partners may set their own cookies and collect information about your visits to this and other websites in order to provide ads or other measurement services. Each such partner operates under its own privacy policy.
Google Analytics
We use Google Analytics to understand how visitors interact with our Site. Google Analytics collects information such as how often users visit the Site, what pages they visit and what other sites they visited prior to coming to this Site. We use the information we get from Google Analytics only to improve our Site and content. Google Analytics collects only the IP address assigned to you on the date you visit, rather than your name or other identifying information. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.
How We Use Your Information
We use the limited information we collect to:
- Provide, operate and maintain the Site and its tools;
- Improve search results, calculator accuracy, and article content;
- Investigate and prevent abuse, fraud, and security issues;
- Display advertising that helps fund the Site’s free content (only when advertising is re-enabled);
- Comply with our legal and regulatory obligations;
- Respond to messages or queries you send us through the contact channels.
How We Share Information
We do not sell, rent or trade your personal information. We share information only in the following circumstances:
- With service providers (such as hosting, content-delivery networks, analytics and advertising partners) who process information on our behalf under appropriate confidentiality obligations.
- For legal reasons, where disclosure is necessary to comply with applicable law, regulation, legal process or governmental request, or to protect the rights, property or safety of IFSCNOW.com, our users or others.
- In a business transfer, if IFSCNOW.com is involved in a merger, acquisition, financing due diligence, reorganisation or sale of assets, in which case user information may be transferred as part of that transaction.
- With your consent, in any other case where you have provided clear consent.
Data Retention
We keep automatically-collected log and analytics information for as long as it is useful for the purposes described in this Policy, after which it is deleted or anonymised. Email correspondence is retained only for as long as required to address your query and to maintain a reasonable customer-service record.
Data Security
We implement reasonable administrative, technical and physical safeguards to protect the information we hold from loss, misuse and unauthorised access. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Your Rights
Depending on the jurisdiction in which you reside, you may have the right to:
- Access the personal information we hold about you;
- Request correction of inaccurate or incomplete information;
- Request deletion of personal information that we no longer need to retain;
- Object to or restrict certain processing activities;
- Withdraw consent where we are processing on the basis of consent;
- Lodge a complaint with your local data protection authority.
To exercise any of these rights, please email happy.mynds@gmail.com with the words “Privacy Request” in the subject line. We will respond within a reasonable timeframe, generally within 30 days.
Children’s Privacy
The Site is not directed to children under 13 years of age (or 16 in some jurisdictions), and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will take steps to delete the information.
International Users
IFSCNOW.com is operated from India. If you access the Site from outside India, please be aware that your information may be transferred to, stored in and processed in India, where data-protection laws may differ from those of your country. By using the Site, you consent to the transfer of your information to India.
Third-Party Links
Our Site may contain links to third-party websites and services that are not owned or controlled by IFSCNOW.com. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party site you visit.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements or other factors. We will post the updated version on this page and revise the “Last updated” date above. Material changes will be highlighted at the top of the Policy for at least 30 days. Your continued use of the Site after such changes constitutes your acceptance of the updated Policy.
Contact Us
If you have questions, comments or requests regarding this Privacy Policy or our handling of your information, please contact us at:
- Email: happy.mynds@gmail.com
- Postal: IFSCNOW.com, Privacy Officer, India