Free calculators
Financial calculators built for India
Plan EMIs, SIPs, deposits, tax and GST with plain-English inputs and rupee examples. Each core tool includes a short guide and a worked example so the numbers make sense — not just a result box.
Core calculators
These are the tools we maintain first. They use Indian rates, product rules (PPF, NPS, GST) and local worked examples.
Loan EMI Calculator
Monthly EMI, total interest and an amortization view for home, personal and car loans.
SIP Calculator
Project a mutual fund SIP corpus from monthly amount, expected return and tenure.
PPF Calculator
15-year Public Provident Fund maturity with annual contribution limits.
Fixed Deposit Calculator
FD maturity with the compounding options Indian banks commonly offer.
Recurring Deposit Calculator
Monthly RD maturity and effective yield over your chosen tenure.
Mutual Fund Returns
Lump-sum and SIP returns with CAGR and absolute gain.
NPS Calculator
National Pension System corpus and an estimated pension at retirement.
Income Tax Calculator
Compare old vs new regime and estimate liability for the current financial year.
GST Calculator
Add or remove GST at common slabs for invoices, quotes and price checks.
Credit Card Payoff
Time and interest to clear card debt at minimum vs fixed monthly payments.
Debt-to-Income Ratio
Check EMI load against income — the ratio Indian lenders look at closely.
Emergency Fund Calculator
How many months of expenses to keep aside, and a simple build-up plan.
Additional calculators (supporting tools)
Extra utilities kept for convenience. Prefer the core set above when you want guides tied to our articles.